Description

“FICO Credit Scores Decoded” by Flip It Business Loan Brokers is an essential eBook for anyone looking to understand and improve their FICO credit scores. Priced at just $2.99, this comprehensive guide delves into the history of FICO, the most widely used credit scoring model in the financial world, and provides clear, actionable strategies for boosting your credit score quickly and effectively.

Inside, you’ll learn the fundamental principles of how FICO credit scores are calculated using factors such as payment history, credit utilization, length of credit history, new credit inquiries, and types of credit. The eBook explains why your score might differ across the three major credit bureaus—Equifax, Experian, and TransUnion—and what each bureau considers when determining your score. You’ll also discover why there are over 16 different credit score models used today and how they impact various types of credit, from mortgages to auto loans.

The guide provides practical tips on improving your FICO score regardless of your current credit situation. Learn how to manage your credit accounts wisely, add high-limit credit cards, keep utilization rates low, and dispute inaccuracies. It also covers the latest updates in credit scoring models, such as FICO 9, which considers non-traditional credit data like rental history and weighs medical collections differently.

“FICO Credit Scores Decoded” empowers you to take control of your credit profile, enhance your borrowing power, and secure better loan terms. Whether you have good credit, bad credit, or no credit history at all, this eBook is your step-by-step roadmap to achieving excellent credit.